Ok friends, if you actually know me, you know I’m obsessed with finances.  Not in the Scrooge type way where I dive into pools of money on the daily (but I would!), but more in the “I need to educate myself, my husband, and everyone else in the universe” type of way.

Years ago, before my dad passed, he said I needed to read Rich Dad Poor Dad by Robert Kiyosaki.  Obviously I thought he was full of sh*t and obviously I didn’t read it.  Why would I do something my dad told me to do?  Duh.

Well, I’m reading it.  And I’m writing this post before I’ve even completed the book.  Go. Buy. A. Copy. Today.  I don’t care if you like to read, get the audible version.  I don’t care if you think you have your finances on lock down.  The odds are quite good you believe the following :

– Your house is an asset
– Saving is the best way to ensure retirement success
– You know everything you need to know
– You know the difference between an asset and a liability and how they function

I am going to go out on a limb and say you’re wrong.  Sorry.  The only reason I’m willing to say this is because I was wrong.  The book offers insightful information that is NECESSARY in today’s economy and lifestyle – and forever.  We are all taught to go to school, get a job, rot in your job, retire at 65% of your salary, be grateful you can retire and rot with 65%.  Personally, that’s never been a dream of mine; I just didn’t know where to get the information to avoid said rocking chair rotting.

Most of the older generations are struggling to make ends meet and feed themselves.  I am going to guess each person reading this knows someone at retirement age who either can’t retire, or has and is suffering, or has retired and is being supported by their offspring/family.  Thanks anyway, but I don’t want to go down that path.

Honestly, if your family is struggling financially, read this book.  If you’re not struggling financially, read this book.  For the longest time I felt like I needed to get my MBA to feel like my brain wasn’t oozing out of my skull during the workday.  This book teaches how to be financially intelligent – with not just what to do, but how to do it, as long as you’re willing to do it.

I am by no means a CFA or a CPA or an expert of anykind.  I am, however, a woman who runs a household, raising a tiny human, trying to stop the cycle of impoverished senior citizens in the US.  I can’t change anyone, but I can change myself and teach my family how to be financially apt.  Wouldn’t you change to ensure your legacy is filled with abundance, as opposed to a worn out rocking chair or even less than that?